Privacy Policy

Last updated: September 5, 2026

Invo Billing ("the App", "we", "us") is an invoicing and billing application for small businesses in India. This policy explains what information we collect, why, and how it's handled.

Information we collect

When you create an account and use the App, we collect and store:

• Account information: your email address and password (stored as a salted hash, never in plain text).
• Business data you enter: company details, GST numbers, bank accounts, client names/contact details/addresses, invoices, estimates, items, expenses, payments, and credit notes.
• Device push token: if you allow notifications, Apple assigns your device a token we use solely to deliver alerts (e.g. low-stock or overdue-invoice notices) via Apple Push Notification service.

We do not collect analytics, advertising identifiers, or location data, and we do not use third-party trackers.

Biometric authentication

If you enable Face ID / Touch ID app-lock, that authentication happens entirely on your device using Apple's Face ID/Touch ID frameworks. Biometric data never leaves your device and is never sent to or stored on our servers.

How we use your information

• To operate the App's core features — generating invoices, tracking payments, and running the reports you request.
• To send transactional email (invoice/estimate PDFs, payment reminders, OTP and password-reset codes) via our email provider, Resend.
• To send push notifications you've opted into.

We do not sell your data, and we do not use it for advertising.

Data sharing

Your data is not shared with third parties except the infrastructure providers needed to run the App:

• Render — hosts our backend server and database.
• Resend — delivers transactional emails on our behalf.
• Apple — delivers push notifications (APNs) to your device.

These providers process data only to the extent necessary to provide their service to us and do not use it for their own purposes.

Data retention and deletion

Your data is retained for as long as your account exists. You can permanently delete your account and all associated data (invoices, clients, companies, expenses) at any time from Settings → Delete Account inside the App. This action is immediate and irreversible.

Security

Passwords are hashed, all traffic between the App and our servers is encrypted over HTTPS, and access to your business data is restricted to your own authenticated account.

Children's privacy

Invo Billing is a business tool not directed at children, and we do not knowingly collect data from anyone under 13.

Changes to this policy

If this policy changes, the "Last updated" date above will change accordingly. Continued use of the App after an update constitutes acceptance of the revised policy.

Contact

Questions about this policy or your data? Email dharmaseervi@gmail.com.